XMR Exchange Rates Explained
Understanding how rates work helps you get the best value from your XMR exchanges.
How We Calculate Rates
Ghost Exchange aggregates rates from multiple liquidity providers in real time. Our rate engine:
1. Queries 5+ liquidity sources simultaneously
2. Selects the best available rate
3. Adds our service fee (0.2–0.3%)
4. Displays the all-inclusive rate
The rate you see in the swap widget includes everything — no hidden fees.
Real-Time Updates
Rates update every few seconds based on market conditions. The rate shown is indicative until:
- —Float rate: Locked when your deposit is confirmed on-chain
- —Fixed rate: Locked when you create the order
Fee Structure
| Component | Amount |
|---|---|
| Service fee (Float) | 0.2% |
| Service fee (Fixed) | 0.3% |
| Network fee (sending) | Included |
| Network fee (receiving) | Included |
| Hidden fees | None |
Getting the Best Rate
- —Compare float vs fixed — float is usually cheaper
- —Check rates during low-volatility periods
- —Larger amounts may get better rates due to deeper liquidity
- —Visit our XMR Rates page to compare all pairs
Rate Guarantee
With fixed rate, the price is guaranteed for the duration of your deposit window (typically 20 minutes). If you miss the window, the order expires and your deposit is refunded minus network fees.